buy to let

We are specialists in buy to let mortgages as we are investors too and therefore perfectly understand the needs and wants of the property investor. 

We can help with buy to let purchase or remortgage and can advise on the best available products and also the quickest lenders if you need to complete quickly. We can usually obtain mortgage offers within a few days of application depending on the valuer being able to access the property promptly.

We can also help with solicitor recommendations for swift reliable service as we would recommend those that we have used ourselves.

If you would like our opinion or have any questions regarding buy to let mortgages please send us an email or give us a call - our advice is absolutely free of charge. We look to build a relationship with our clients over a period of time as this helps us to appreciate our clients needs.

We can also obtain quotations for landlords buildings or rental insurance. Just ask - they're free.

See the guide to buy to let on the Council of Mortgage Lenders website, click here. Please be aware that rjfmortgages can not be held responsible for the content of external sites and that external sites may be unregulated.

what deposit will I need?

Historically this has been 15% of the property purchase price and occasionally only 10%. However, in the present climate you will need a 25% deposit (March 2009). Send us an email here to ask us for the current best products.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. 

 rjfmortgages is an appointed representative of TenetLime ltd which is authorised and regulated by the financial services authority. Not all buy to let mortgages are regulated by the financial services authority. TenetLime Limited is entered on the FSA Register (www.fsa.gov.uk/register) under reference 311266